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Why Send Your Child to Camp?

Camp may not seem like a worthwhile investment when there are so many other ways your child could spend their summer. But kids can learn so many new things while spending a week or more at a camp. Everything from meeting great friends to trying something like rock-climbing or horseback-riding for the first time can happen at camp. Of all the many great benefits of sending your kid to camp, here are three that you should consider.

They Will Meet New Friends

For many kids, especially the more extroverted ones, making new friends is one of their favorite things about camp. For more introverted kids, this may be more of a stressor, but it can also help them work past their inhibitions. Because children are placed into bunks or cabins with a handful of new kids for a week at camp, they can learn to find commonalities quickly, develop friendships that go past that one week, and, as a result, strengthen their social skills.

2. They Go Tech-Free

There is no doubt that society is becoming more and more centered around technology. Children as young as a year old can be seen playing with tablets and cell phones. As a result, many kids may not be getting the right balance of physical activity in their lives. This could lead to a bevy of health problems later on, from obesity to depression to struggles in the classroom. However, camps provide a great opportunity for kids to ditch their phones, tablets, and computers and get their hands dirty! By attending an adventure camp or a youth sports camp, kids can get active and remember what it is like to simply go outside and play.

3. They Learn Independence

When kids are dropped off at camp, they can suddenly find themselves in a position to make far more decisions than they might make at home. Of course, this depends on the camp and the age of the camper, but often times campers will have a chance to choose between different activities, foods, and games. This gives kids the chance to practice independent decision-making and learn to put themselves out there, all valuable skills that can benefit them greatly in life.

It can be incredible to see the difference a week or more at camp can make on a child. They may go into the week shy, uncertain of themselves, and uninterested, but come back enthusiastic, refreshed, and full of more self-confidence. No matter what camp they attend, kids can really benefit from getting outside, trying new things, and meeting new kids their own age.

What to Expect During Your Employment Lawyer Consultation

If you already made up your mind that you need an employment lawyer, then it’s time to prepare for your first meeting with an attorney. If you’ve never had legal issues before, this can be particularly stressful. After all, you don’t know what to expect. The initial consultation can be stressful because it’s your first meeting. Hopefully, by now, you have done the research necessary to know that you want this lawyer. To help ease some of the stress, here is what to expect when you hire an employment lawyer.

Bring Along Documents

An employment lawyer is there to advise you on legal standards, whether you are an employee or employer. Before your meeting with the lawyer, you need to make sure that you have all of the relevant documents. Before your appointment, the lawyer may give you a list of documents to gather. If you know of any documents that are relevant to your case, make sure that you have them with you. It is better to be prepared.

Answer Questions

The lawyer will have questions of his or her own about your case. You need to be prepared to answer these questions. It should not be that difficult, especially if you have the right documents with you. When it comes to the specifics and technicalities of the case, you need to be able to talk openly and honestly about them.

Ask Questions of Your Own

You do not want to spend the whole time only answering the lawyer’s questions. When you choose a Toronto employment lawyer, then you want to be able to ask questions to find out if this is the right choice. You should be able to ask him or her about his or her pricing options, about his or her opinion on your case and more. Do not be afraid to ask what is on your mind. You are going to be working closely with your lawyer and so you should always feel comfortable asking questions.

If you checked the websites, online profiles and did your research, you may already have a solid idea of what lawyer you want to use. Of course, even if you set up a consultation, you don’t necessarily have to choose that attorney. You are allowed to ask questions and to decide for yourself who is best suited for your case. It should always be an experienced firm and lawyers who you trust and get along with.

Importance of Reliability in the Arizona 4 Assessment

The Arizona 4 is an Articulation and Phonology assessment that measures misarticulation in children aged 18 months to 21 years. However, in order to correctly assess articulatory deficiencies, the exam must be reliable and free from measurement error. Accurate scoring translates to confidence in clinical applications.

There are three approaches to estimating the reliability of the Arizona 4. These include internal consistency, test-retest reliability, and interrater reliability.

Internal Consistency

Internal consistency measures how well each item on a scale consistently evaluates the same trait. For internal consistency to be adequate, it needs to reliably predict the performance of the remaining subsets based on the subsets that have already been evaluated. If the exam lacks internal consistency, that means there is an error in measurement that is influencing the test results.

In the same manner as many other psychological and developmental evaluations, the Arizona 4 uses the split-half method to measure internal consistency. The presence of uniformly high reliability coefficients indicates a strong internal consistency throughout all age ranges.

 

The same methods for measuring internal consistency were used in clinical samples and yielded high-reliability coefficients as well, meaning that across both typically developing and clinical samples, the Arizona 4 is internally consistent.

Test-Retest Reliability

This method involves measuring the stability of test scores over time by administering the test to the same subject at two different times and then comparing the results. For the Arizona 4, an interval of two weeks was used.

 

While test scores should not change considerably due to underlying language abilities, they may change based on variations in performance or repeated exposure to test stimuli. The effect sizes are small across all tests, indicating little change in performance between times of administration. This shows that the Arizona 4 is reliable across multiple testings of the same subject.

Interrater Reliability

Examiners conducting the Arizona 4 receive parallel training and coding instructions that they use to make judgments about the quality of a subject’s responses. These subjective judgments could potentially affect the scoring of the exam if not made correctly.

The interrater reliability of the Arizona 4 is measured by the intraclass correlation coefficient. Word Articulation and Sentence Articulation were examined by having one administrator perform the exam while another administrator observed and scored their observations. The results indicated excellent agreement between the scores given, and thus, interrater reliability.

 

Interrater reliability of the Phonology test used three samples to measure the scoring by trained research assistants as well as examiners in the field. The first sample measured the research assistants and the results revealed excellent measurement properties among all trained research assistants who coded the data.

The next sample was the full Arizona 4 standardization sample and compared the coding applied by trained research assistants with that of field examiners. The results were consistent with the findings of the first sample and demonstrate reliable coding even with very brief coding instructions.

The third sample was from the Word Articulation and Sentence Articulation group and the results revealed excellent measurement properties consistent with what was found in the Word Articulation and Sentence Articulation studies.

The strong reliability of the Arizona 4 in Internal Consistency, Test-Retest Reliability, and Interrater Reliability indicates consistent and reliable results across all tests for accurate measurement of developmental speech and articulatory deficiencies.

Tips for Handling Feelings of Social Isolation

Every person feels lonely from time to time, but some struggle with a strong sense of isolation. This is especially true of those with conditions such as anxiety, clinical depression, and bipolar disorder. Intense feelings of isolation give rise to self-pity, anger, bitterness, and resentment. These, in turn, create more isolation, forming a harmful cycle that can be difficult to break. If you are struggling with feeling disconnected and alone, these suggestions for proactive choices may help relieve the pain of feeling cut off and secluded.

Look for Support

To offset feelings of isolation, especially if they are prolonged, try to find support. This does not mean you must meet strangers. Effective support is available online, in discussion groups and forums as well as informational websites such as vigyaa.com. Simply interacting with others can relieve feelings of worthlessness that come with a sense of profound isolation. Groups you get involved with do not have to deal specifically with mental and emotional health. Expand your world by looking for people who share your interests, whether literature, gardening, or Renaissance art.

Ignore Inner Criticism

Communicating with others helps you turn away from the harsh internal criticism you may hear when you are alone. When talking with others, whether face to face or via telephone, email, or the internet, you can begin to rethink critical inner thoughts that say you are a pariah and are being ostracized for a good reason. Your very achievement (and yes, when you feel isolated, reaching out is an achievement) of interacting with others proves you are not being shunned by the human race. You do not have to be a victim of the mental dialogue that tells you everything is hopeless and you deserve to be alone.

Exercise

While exercise may seem too difficult, getting up and moving can relieve dark feelings. This is especially true if you take a walk outdoors, ideally in natural green areas such as parks and wilderness trails. However, even urban areas offer views of the sky, of clouds and rain and green growing things striving upwards through cracks in the concrete.

Perhaps a good aerobic workout would help you, moving your focus from internal to external. Yoga and Qigong are wonderful ways to gently move from mind to body and develop a connection between body, spirit, and mind. The discipline of these ancient practices is good to work into your daily routine and gives you a focus other than your own thoughts.

Get Perspective

Feelings of isolation are just that—feelings. They do not represent what is, and they cannot define your present unless you let them. This is not to say they are not difficult to deal with, but if you can remember that isolation is a feeling passing through you and you can simply let it go without latching onto it, the pain that comes with feeling isolated loses its hold on you.

Feeling socially isolated can be crippling and as painful as any physical condition. However, there are actions you can take to help yourself step back from the hurt and sense of helplessness isolation can cause. When you take positive action, you move forward into a better, brighter life.

Understanding Viatical Settlements

If you’ve never heard the term viatical settlement, you’re not alone. Most life insurance policyholders are unaware that there is a well-established option for cashing out on a policy when the patient receives a terminal diagnosis. It is meant to ease the financial burden on the patient during their final months of life, allowing them the freedom to pay hospital bills, debts, and daily expenses, as well as allow the holder to spend more time with friends and family and accomplish anything else they wish before passing on.

Purpose

When a terminal diagnosis is received, it may become pointless to continue paying into a life insurance policy, as neither you nor your beneficiaries will gain any benefits upon your death. The money that you have already paid into your policy may be put to better use while you are still alive so that you can prevent any financial burdens on your beneficiaries once you pass. Your diagnosis could also mean you will be unable to accomplish your bucket list items unless you have the financial means to accomplish them while you are still physically able. A viatical settlement allows you to sell your policy to a third party, with the help of a viatical company, who will then continue to pay your premiums until you pass away. In the meantime, you will receive a lump sum that, while less than the full value of your policy, can be enough to help you enjoy your remaining days. When you pass away, your policy’s buyer can cash out on your benefits.

Qualifications

All types of life insurance, including whole, term, group, and universal, are eligible to be sold as a viatical settlement. A policyholder can be of any age so long as they hold policy, and their diagnosis is not limited to any specific disease. In general, the holder should have received a terminal diagnosis and given up to 24 months to live. Individual insurance companies will have other specific qualifications that the holder must meet, but the purpose of this type of settlement is to ease the financial burden during an extremely difficult time, not add to it, so the process tends to be relatively simple to ensure the holder receives their cash as quickly as possible.

Risks

As the original policyholder, the risks for selling your policy are fairly minimal. The burden of finding a buyer falls on a viatical company, so you are only responsible for sharing your medical and existing policy information. Remember that you will be paid less than the total value of the policy, and you will not be eligible for any additional funds paid into the policy once it is sold. The buyer will purchase your policy for less than the death benefit, and they can cash out that benefit once you pass away. If you outlive the timeline provided in the diagnosis, the buyer may receive a lower return. The buyer is, therefore, the one taking on the risk, as they are purchasing your policy as an investment.

Receiving a terminal diagnosis is never easy for you or your loved ones. Knowing there are options to help ease the financial burden can help make a painful time a bit easier to manage.

3 Benefits of Steel Construction

Trends in construction are showing an increased interest in buildings. More specifically, steel frames are being regarded as one of the most efficient, cost-effective, and environmentally-friendly options. The frames can come in all shapes and sizes, ranging from the Quonset buildings offered by SteelMaster USA and the barndominium designs that mimic the wooden structures found on many farms. When it comes to the material selection for your next building project, take inventory of the pros and cons associated with steel fabrication. If you have an open mind, you will see why steel stands above the rest for construction projects.

Becoming Earth-Friendly

There is a lot of attention to organic eating and green living, and some people aren’t aware of just how far they can go with making environmentally-friendly choices. Steel buildings are eco-friendly because they can be built from recycled steel, and they can also be recycled. When you use recycled steel, it can reduce the need to rely on other resources and the energy that it takes to mine other elements from the earth. Choosing to use recycled steel also help save thousands of gallons of water given the need for water supply in mining operations and refinement processes. Once the structure is no longer needed, it can be taken to the scrap yard and easily recycled. This helps keep waste out of the landfill and reduces the impact on the environment.

Keeping Quality a Priority

Steel is a highly durable material. Even if the steel has been recycled, it still keeps its natural qualities. It can resist a number of weather conditions, given its composition of iron and carbon. This makes it an ideal building material where wind damage or storms are highly probable. When steel is alloyed with carbon and heated, it creates a bond that makes it highly resistant to corrosion. It becomes a prime choice for exterior construction framing and even siding materials. This resistance also brings steel to the forefront of choices for both construction and ornamental designs. For additional corrosion protection, galvanizing has become another method of coating metal materials. Resistance to corrosion and even damage from weather elements reduces the costs associated with repairs and upkeep, but it also gives your building a high-quality exterior.

Making Progress Affordable

Many would think a building crafted from steel would be more expensive than a traditional wooden frame structure, but consider the importance of recycling. There are some materials that are simply consumed and nothing is left. Because steel is easily recycled, it does help reduce the overall cost of materials. However, calculating the cost of a project doesn’t just include the materials. Many companies offer prefabricated design structures, which also helps reduce the cost. The time and labor that is reduced when using a prefab building is a considerable financial benefit for investing in a steel frame project.

Whether you need to expand on your current space or you want to build a whole new structure, steel frames and buildings can provide an economical but quality option. Projects that utilize steel will be more durable, stable, and prepared to face the weather conditions that might otherwise threaten the building.

4 Times a Personal Injury Lawyer is a Necessity

Whenever someone is in a vehicle accident, they almost always look to a lawyer for medical help or compensation. But did you know that personal injury attorneys deal with more issues than car and motorcycle accidents? In fact, the lawyers often need to wear many hats as they fight for lost wages, therapy treatments, and other types of compensation. Some of these issues can include problems when giving birth, a wrongful death, spinal damage, and medical malpractice. Read on for more information about how a personal injury attorney can help you.

Severe Injuries

If you have suffered life-threatening or severe injuries, your insurance company or workers’ compensation claim may balk at the amount of recovery time you require, the number of medical bills you accumulate, or the extent of your injury. When that happens, it is always best to seek legal counsel from a knowledgeable law firm in Toronto. Your counsel will discuss your case with the insurance company and fight for your rightful and just compensation.

Unclear Liability

Sometimes there can be more than one party to an accident; in fact, there are times dozens of cars and hundreds of individuals are involved in the same accident. When that occurs, it can be difficult to know who holds the liability. Insurance companies often try to divvy the compensation money around to each party without taking into account the extent of the injury. Hiring an attorney can ensure you are protected and receive the coverage you are entitled to.

Permanent Disabilities

If the unthinkable happens and you become permanently disabled due to an accident at work or a vehicle collision, call a lawyer. Whether you find yourself in need of long-term care, long-standing hospitalization, or permanent bed-side nursing, your attorney can help you accumulate the paperwork to justify lifetime expenses from the insurance company or your workers’ comp claim. Since most permanent disabilities will impact your ability to provide a stable financial base for yourself and your family, those facts and figures need to be applied to the compensation request as well.

Bad Faith Problems

It doesn’t happen often, but when an insurance company refuses to make a fair settlement offer, you need to contact a personal injury lawyer to help you with would could be a long court battle. You should also contact an attorney if you are in negotiations with an insurance company after an accident and those talks break down.

When you or someone you love is badly injured, contact an attorney. You deserve compensation for your pain and suffering.

5 Types of Personal Injuries That Require a Lawyer’s Expertise

Personal injury is a legal term encompassing a variety of mental and physical injuries. Often the damages are due to someone else’s actions, negligence, or liability. Here are just a few of the many times a personal injury may require a lawyer’s expertise.

Slip and Falls

This category includes accidents where you trip and fall, step into a hole or slip on something on the floor. The result can be torn ligaments, broken bones, or severe strains and sprains. If you lose time at work, find yourself in pain, or incur medical bills, seek the aid of a lawyer.

Wrongful Death

A wrongful death occurs when someone is negligent and causes the death of another. If someone you love experiences a wrongful passing, contact a law firm in Hamilton, Ontario for information on what steps to take for legal compensation.

Motorcycle Injuries

For some reason, many drivers complain they do not see motorcyclists, but that is certainly no excuse for inattentive driving. When someone is involved in a motorcycle accident, the injuries are often severe and disabling. After any vehicle accident, contact an attorney for help.

Dog Bites

Over 750,000 Americans are required to seek medical care each year due to a dog bite. This injury has three categories and always requires the owner to be responsible for the actions of a wayward and vicious dog. Seek legal counsel if you get hurt by a canine.

Sexual Abuse

Sexual Abuse is a type of personal injury that often goes unreported for years, and when it is reported, personal rights are frequently overlooked or trampled. Whether it is a family member the oversteps boundaries, a stranger that becomes too familiar, or a date that takes things too far, you do have rights. Talk to a lawyer.

Work Accidents

Work-related accidents are covered by workers’ compensation of some type most of the time. However, even when the injury is covered, there can be complications. Medical bills can be astronomical, wage loss can be devastating, and you may even find you are permanently disabled. If you experience a work-site accident, contact an attorney.

Automobile Injuries

Auto accidents are the most common type of personal injury that occurs every year. One of the legal problems associated with this type of injury is the large spectrum of possible bodily damage that can occur. Another problem can be huge medical bills. If you have an auto accident, talk to a lawyer.

Laws vary between areas, provinces, and states. That is why it is important to know your rights by discussing the situation with an attorney.

Make Your Property Pop With Specialty Lighting

If you’ve ever driven down a street at night and noticed that certain buildings stand out, it’s likely because they had dazzling lights and light features. While it can sometimes be tough to set your property apart from others on a crowded street, lights are one surefire way to create an attention-grabbing look. Learn some tips here.

Customized Designs

If you are interested in having a unique and one-of-a-kind light system designed, this is guaranteed to turn heads. You can use backlighting and colored lights to create the perfect ambiance and style. It may be overwhelming to do this on your own, but there are many experts available to assist you. Just open up your computer and search online for commercial electrical services Houston to find the best professional to help turn your lighting dreams into reality.

Landscape Light Designs

A huge wow factor in lighting comes from landscape design that incorporates lighting. Whether you like the look of simple path lights, the whimsical effect of rope lights, or the more dramatic illumination of tree-mounted lights and uplighting, there are options for every aesthetic. If your property has any water features, you can really add a lot of personality to them with floating lights or fiber optic lights. Landscape lighting can even be set to timers or use motion sensors to save power.

Holiday Lights

A favorite activity for many people is to simply drive around and enjoy holiday lights. You can join the light show and make an impression with a variety of tactics. Try using projection tools to create special effects for large flat spaces, or bring fairy tales to life with animatronic light displays. You can spread cheer with light-up message boards. Holidays are the perfect time to really get creative and experiment with lights you may not use on a regular basis. Holiday revelers are sure to appreciate your efforts and twinkling creations.

No matter what type of look you want to create for your building, there are plenty of ways to achieve it. Using lights to enhance the beauty of your property is just one benefit. Specialty lights also generate additional safety on your property. Keeping paths and stairs lit in the dark help people avoid mishaps, which is important for any terrain and property. There are many great reasons to add lights of many types to your land and buildings, so don’t be afraid to start planning.

The Truth Behind Private Label Supplements

If you are like many people around the world, you took a vitamin pill or herbal supplement today. You have a lot of company. The global dietary supplement market hit the $115 billion mark last year and is poised for considerable growth in the future, according to one research firm. Supplements are enjoying growing popularity among people of all ages who want to improve their overall health and wellness, athletes interested in enhancing sports performance, and those looking for weight management support. As the market grows and the selection of supplements follows suit, you may have a few questions.

Where Do the Supplements Come From?

It may surprise you to know that the name on the bottle, jar or tube may not identify the actual source of the contents. The pills, creams or serums may have come from a supplement manufacturing lab that specializes in private label contracts. This practice allows top-quality specialty products to reach clinics, veterinary offices and gyms. Labs will typically offer a line of products that can be packaged and branded as is, but some go further and create custom blends according to specifications provided. This means, for example, that your dermatologist can formulate a lotion with the exact active ingredients your skin needs, have that lotion prepared and tested under proper lab conditions, and have it shipped right to your door.

How Can You Ensure Quality Products?

Invest your time in a little research and insist on acquiring products that come from a lab with decades of experience. The manufacturer should have a dedicated research and development arm so they stay on the cutting edge of technology and abreast of the latest scientific findings. It is best if the facility boasts multiple testing labs, state of the art manufacturing equipment, knowledgeable staff, and a strict quality control process. A lab that offers supplement fulfillment services will ensure that products reach consumers at their peak effectiveness and highest quality. Custom packaging and climate-controlled warehouses are hallmarks of a reputable manufacturer.

What Will Each Supplement Do?

Answering this question requires more research but be careful when using online sources. You know you cannot diagnose your symptoms after a few clicks on WebMD. Likewise, you should not trust a manufacturer’s website alone for facts about a substance; the information on that site is intended to sell the product. A complete picture of a substance must include such aspects as uses, dosage, contraindications and side effects—and the pieces of the puzzle may be scattered among several sites. A good place to start is this list of objective resources. Keep in mind that some of the best health advice comes from people who know you well. The health professionals you see in person like your doctor or dietician can offer sound advice based on your specific situation. Friends and family may have valuable anecdotal advice—just use common sense, follow up with your own research and take each suggestion with a large grain of salt.

What Does All This Mean For You?

If your research has uncovered effective solutions to your problems you will probably want to share your findings with other people plagued with similar issues. All this information gathering can lead to an exceptional business opportunity for you: your own private label supplement business. With the right lab as your partner, you can start a side business or develop a full-time business opportunity. This is most easily done as an Amazon store or another web-based store, but you can also act as a wholesale supplier to various brick and mortar storefronts. Pain management products may be welcome in chiropractors’ offices, whereas cleansers and anti-aging formulations will interest salons. Use a little creativity, invest a little effort, and you can DIY to greater physical and financial health.

Image credit: Unsplash/Gesina Kunkel