This is a sponsored post, I am a Kmart Layaway blogger, though all opinions are my own.

How many times have you meant to put money away to save up for something you or someone in your family really wanted that you couldn't purchase right away, only to have that money be begrudgingly spent elsewhere? This has happened to me so many times–intending to start saving up for something special and a week later, saying I will start next month because something or other came up, and the cycle continues.

Now that it's officially fall, I can't help but have to accept that the holidays will be here before we know it. I wish I could say that I had more money saved up for holiday gifts, but well, I just explained what happens when it comes to me and saving.

A number of retailers have layaway plans available to make holiday shopping easier. However, layaway plans typically come with a set of restrictions and service fees that can make you wonder if layaway is really saving you money in the long run. That's where Kmart comes in–just in time for the holidays, Kmart has free layaway available to help their customers afford their holiday gifts in a manageable way.

Quite a few things are on my holiday shopping list this year, and Kmart has really helped in adding to that list, with a large selection of toys, electronics, home decor, clothing, and more that would make excellent gifts for friends and family.

By putting these items on layaway, holiday shopping is made so much easier with the ability to pay a little at a time in the months leading up to the most wonderful time of the year. No more having money you intended to save slipping away, and shopping ahead and utilizing a free layaway plan saves money–not to mention patience.

In addition to Kmart's free layaway plans, they have also launched Kmart's Big Layaway Giveaway. Once a week throughout every Kmart store from now until November 17th, one lucky layaway will be given away! How awesome would it be to go into a Kmart store to pay on your layaway only to be told that you are a lucky layaway winner and that your entire order was paid for? What a phenomenal way for Kmart to get into the holiday spirit!